Are you prepared for financial disaster

With over 40% of mortgage holders and over 70% of renters living without any back-up plan if they were too ill to earn. Some may get sick pay from their employer or help from state benefits, but this could be less than they expect or not last as long as they think. If they couldn’t work, how can they pay their bills?

Some cover is always better than nothing. Royal London’s improved Income Protection plan is flexible so it can be tailored to cover applicants financial needs and budget.
• One definition of incapacitated – own occupation only which is better than an any occupation definition.
• A choice of one or two year payment periods, or full-term
• Their Helping Hand service whenever policy holders need it, helping them get back on their feet more quickly, whether they claim or not
For more information or a quote please contact us now on 01296 641868 or

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Please note when reading any information on this website: past performance is no guide to future performance. The value of an investment may go down as well as up and an investor may not get back the full amount invested. Before investing, please ensure that you have read the information set out in the simplified prospectus, which includes full details of the charges. Any material available is directed only at persons in the UK and is not an offer or invitation to buy or sell securities. Opinions expressed on this website represent the views of Stephen Baker Financial Consultants Ltd at the time of publication, are subject to change, and should not be interpreted as investment advice.

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