Planning for retirement income

Financial Advice

If you are looking to retire there are many things you need to consider such as life expectancy, most people under estimate how long they may live. As part of your planning make sure your minimum income requirements (MIR) are covered, these are your living essentials, then dependent upon funds available you can plan for the “nice to haves”. Are you in good health if not it may be...

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The UK economy & BREXIT

Financial Advice

This is a very interesting period for the UK economy but with very unhelpful press speculation being circulated. Two thirds of the GDP growth in the UK is consumer led, and the first piece of misleading press reporting was the slow-down in retail sales in January, well I have news for members of the financial press, which may come as a surprise, but January always does slow down, people have...

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The true value of an IFA

Financial Advice

Have you ever considered the true value of engaging with an IFA and what they can do for you? Here are only 22 ways in which I can be of benefit to you. 1. Help you determine the rate at which you need to save at to meet your long-term needs. Value: confidence in the future 2. Assess how much risk you should take and need to take to achieve your goals. Value: peace of mind. 3. Help couples...

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State pension scheme

Financial Advice

The UK state pension scheme is something that in some part will impact on us all in retirement. The Basic State Pension (BSP) was introduced for those not paying enough National Insurance Contributions (NIC’s). Running along side of this we have a contribution based system which started with the Graduated Pension Benefit (GPB), this was replaced by the State Earnings Related Pension Scheme...

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Radio Interview

Financial Advice

I recently enjoyed an hour in a recording studio with Ben Jackson in Bicester and here is the result www.bizradio.uk”

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In the political gambling stakes does the USA hold the Trump card?

Financial Advice

I am sure a lot of people on this side of the pond would agree that the choice for the new President of the United States of America became a choice of two dreadful candidates. But at least now some of the uncertainty has been removed with Donald Trump looking to take office in the late January of 2017. This still leaves some uncertainty with regard to the lack of clarity surrounding...

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