Using your ISA allowance
As we move closer to the end of the tax year its time to consider using your annual ISA allowance if you have not done so already, otherwise it is lost forever. The current annual ISA allowance is £10680 which can now be mixed and matched between cash & stocks & shares. For a scientific bespoke approach to your investments call us now on 01296 641868
Read MoreEnd of Year tax reclaim
Now that tax returns have been (or should have been) completed and income tax bills are a known quantity, why not get some of that tax back in a Government sponsored tax wrapper such as a VCT (Venture Capital Trust), or EIS (Enterprise Investment Scheme). There are also spin off benefits with regard to Capital Gains Tax (CGT) and Inheritance Tax (IHT). If reclaiming tax legally is of interest...
Read MoreImproved income & Tax efficiency in 2012
With 2012 promising to be a tough year financially a lot of people will want to enhance their sources of income, or indeed replace lost income streams. This can be done by using a scientific risk profiling tool, diversifying asset classes with the inclusion of negative correlation as a hedge against falling markets, and choosing the correct tax wrapper. Often the wrong wrapper is chosen with the...
Read MoreTax Mitigation – Enterprise Invest Schemes (EIS)
It is important that taxes are paid for the health of the UK economy, however it is also important that we do not pay too much tax to preserve our personal wealth. Taxes come in many forms, and there are solutions such as Enterprise Invest Schemes (EIS) that can mitigate multiple taxes, provided underlying investments are held for at least three years there are three key tax benefits: 30%...
Read MoreInheritance Tax Planning
In these days of complex legal structures, legislation and attacks on our personal assets from invasive taxes, what about a solution to inheritance tax planning that eradicates all of the previous problems? I am talking about a low risk inheritance tax solution that has been designed to give clients access to their money, with the ability to add and withdraw funds, as well as provide them with a...
Read MoreOur Clients Say
Steve has been advising us on our financial affairs for a number of years and has been instrumental in helping us sort out a regular investment plan, consolidate pensions and take out life and illness cover at a time when we have been almost too busy to pay much attention to our financial requirements. Simon and Sarah Gibbs