Pension or Alternative?

Have you ever thought of using an ISA to provide a tax-efficient income in retirement?

A pension is often considered the number one way to save for retirement, but using an ISA to provide an income can offer:
- Tax-free income
- Leave pension funds, which generally sit outside your estate for inheritance tax purposes intact for future use or to leave a legacy.
- Another option for those who have reached their Lifetime Allowance (now set at £1 million).

What about those who have a threshold income in excess of £110000 and an adjusted net income above £150000 and have seen the effect of your annual contribution allowance reduced?

Or perhaps you have triggered your money purchased annual allowance (MPAA) and can now only contribute £10000 per annum into your pension fund?

The solution may be a Venture Capital Trust (VCT) with an annual contribution allowance of £200000 and the potential of up to 30% income tax relief and tax free dividends.

For more information contact me on any of the methods below

Email us on info@sbfinancial.co.uk Call us on 01296 641 868Use our Contact Form

Please note when reading any information on this website: past performance is no guide to future performance. The value of an investment may go down as well as up and an investor may not get back the full amount invested. Before investing, please ensure that you have read the information set out in the simplified prospectus, which includes full details of the charges. Any material available is directed only at persons in the UK and is not an offer or invitation to buy or sell securities. Opinions expressed on this website represent the views of Stephen Baker Financial Consultants Ltd at the time of publication, are subject to change, and should not be interpreted as investment advice.

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